Dual Financing Structures via Partner Institutions
Understanding the two distinct routes: Indian Rupee (INR) loan with a family co-signer versus independent US Dollar (USD) financing with zero co-applicant.
Comprehensive Domestic & Global INR Loan
Disbursed in Indian Rupees through our partner financial institutions (Avanse, HDFC Credila, SBI). Designed for students who have a parent, spouse, or working guardian to act as co-borrower.
No-Cosigner International USD Loan
Disbursed in US Dollars through partner financial institutions (Avanse USD scheme & international NBFCs). You apply 100% independently based on your university admit and future career trajectory.
HDFC Credila Customized Overseas Loan
India’s first dedicated education loan company. Custom loans structured specifically around university fee payment milestones and visa requirements.
- Up to ₹1 Crore funding for top destinations
- Fast sanction letter prior to university I-20 / CAS
- Flexible co-applicant terms
SBI Global Ed-Vantage Scheme
Sovereign public sector rates backed by State Bank of India. Unbeatable low interest rates for students providing residential or commercial property security.
- Interest rates starting as low as 9.50% p.a.
- Up to ₹1.5 Crore funding with tangible collateral
- CSIS government interest subsidy eligible